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Constable , Jhelum , Lahore 687 Words | 2 Pages. Stephanie Boyd 10/13/10 Essay II, draft 3 ENGL 1101 1 It was not until my junior year of high school that I started . really caring about my schoolwork. I was very determined to raise my grade point average and start applying myself. I started out thinking that my junior year was going to english be like any other year: boring classes, days that dragged on, and dull teachers. That year, however, I came to realize that without some of my teachers, I probably would not have worked as hard as I did. Education , High school , School 1409 Words | 4 Pages. There is a saying, “Those who aim high, reach high”.
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Commons Library’s excellent resume of leasehold problems will give MPs plenty of ideas for reform. August 12, 2017 By admin. The Commons library has done a superb job of spelling out the problems of leasehold. It is the first time we have seen a third party report into this sector with no regard to the disingenuous interventions from self-interested professionals, trade bodies, dubious “stakeholders” or compromised quangos. Its report, published yesterday and good written by Wendy Wilson and Cassie Barton , will be used by MPs to drive policy in this area and it can be read in full here: House of Commons Leasehold Reform. The main points are: Leasehold is a growing form of tenure with 4 million homes, 70% of research them flats. New-build leasehold houses have risen from 7% of writing good essays transactions in 1995 to 15% in 2016. “There is some evidence that developers are opting to sell new-build houses on essay relationship long lease agreements as this can represent a lucrative future income stream.” The Leasehold Advisory Service says 57% of leaseholder in a survey regretted buying leasehold. (This was commissioned by Roger Southam of Brady Solicitors.
Both Mr Southam and Bradys have advised freeholders on maximising ground rents. LKP warned leaseholders not to participate: in fact, what resulted was a spectacular own goal for those who monetise from leasehold.) The Commons Library makes clear that the government is noting the work of the All Party Parliamentary Group on leasehold and commonhold reform, of which the Leasehold Knowledge Partnership is the secretariat. And the college, mayor of Liverpool is lear essay introduction, not happy, either (August 12) London and the NW are the epicentres of leasehold, with the Polar and Limehouse constituency of Jim Fitzpatrick, an LKP patron, having the college, highest proportion at 97%.
Oldham, Bolton, Bury, Burnley, Leigh and Hyndburn all have about 70% leasehold houses in on creative, their areas. The Commons Library references the reforms since 1967. “Despite legislative activity in this area, long leaseholders are still calling for writing, further reform. Organisations such as the Leasehold Knowledge Partnership and essay the related Better Retirement Housing campaign argue that the writing, balance of power is still weighted in freeholders’ favour, and have highlighted continuing issues associated with leasehold ownership … Of leasehold houses, the Commons Library reports: “Press reports have indicated that buyers of new-build homes are sometimes told that they will be able to buy the freehold interest for a certain amount once they have been owners for research, two years. However, developers often sell-on their freehold interest and the Government’s July 2017 consultation paper says that “consumers can find that they are faced with significant legal and surveyor costs where they want to purchase the freehold.”24 There is no duty on a freeholder of a house to writing good inform the leaseholder of on creative writing a change in ownership, nor does the leaseholder have a ‘right of good essays first refusal’ to buy the freehold interest at that point. However, qualifying long leaseholders’ statutory right to enfranchise is lit, still exercisable against writing essays the new freeholder, and disputes over the valuation can be referred to a First-Tier Tribunal (FFT) as outlined above” “A ban on essay relationship love the sale of new build houses on a long lease is supported by the APPG “unless there is a legitimate reason why the writing essays, land can only be owned under a leasehold.” It notes that the APPG also wants to remove the two-year moratorium on buying the freehold and on creative gcse limited the cost of writing good formal purchase of freeholds. There should be a formula to establish lease extension and freehold values. Solicitors Hart Brown are quoted referencing developers’ “pet solicitors”: “Many of our clients have complained that they were not properly made aware that they were buying a leasehold house or of the potential costs of acquiring the freehold at a later date. Patriotic Essays Philosophy! An independent solicitor has no relationship with the developer and is not dependant on the developers’ referrals for business.” Sir Peter Bottomley’s call for onerous ground rents to good essays be banned, is quoted.
Right to thorne manage is examined, with reference to the Elim Court case, reported on this website and here. Elim Court was discussed in the leasehold debate of December 20 by former MP Oliver Colvile (to whom LKP pays tribute and thanks). Elim Court: If you want right to manage, this is how NOT to go about it – Better Retirement Housing. Please follow and writing college like us:Elim Court in Plymouth has escaped from its right to anne thorne thesis prize manage debacle by the skin of its teeth, having been led to near ruin by right to good essays manage facilitators. After having had its right to manage application turned down in the lower tribunal (freeholder’s costs: ?10,000) and then thrown out by … The APPG wants right to manage to relationship love be reformed, stopping landlords delaying the process and adding costs.
The damage done by the unfortunate Triplerose case which has undermined leaseholder empowerment in multi-block sites needs to be repaired, according to college the APPG. The Commons Library notes Sir Peter Bottomley insisting on the regulation of leasehold managing agents who gather the fund for blocks of flats and are responsible for them: “How can a self-regulation system that does not consider such court findings as warranting even an prize, admonition retain the confidence of the general public? The Government have argued for years that there is no need for statutory regulation, but can anyone name a group that supports that position? Even the main managing agents trade body, the writing, Association of Residential Managing Agents—ARMA—has been asking the Government to regulate the sector.” “Leasehold is the only part of the essay love, housing market where an unregulated person can hold huge amounts of good leaseholder funds and thorne yet has no obligation to act in good essays college, the leaseholder’s interests. Paper On Neurofibromatosis! Let me remind the House of something: when the freeholder appoints a managing agent, who does the managing agent work for? It is the freeholder.” Hart Brown solicitors is writing good essays college, again cited expressing concern regarding abuse of service charge: “Currently managing agents, who are often acting on the instruction of the tips on creative, landlord, but spending the leaseholders’ money, are unregulated.” Forfeiture is addressed, with the college, APPG saying: “In bringing forward the coursework english, Law Commission’s recommendations, the writing good college, Government should consider how the paper, use of forced sale applies in commonhold regimes around the world and “consider if the Commission’s wording might be adopted to any future review of writing essays commonhold in England.” Leasehold retirement properties and event fees are considered, with the APPG questioning the anne thesis, Law Commissions enthusiasm for the fees as a means to fund retirement development.
It addresses commonhold, and why it failed to grow, and writing good college looks at private estate charges on freehold houses. The Commons Library reports and notes the appalling injustice of the Dennis Jackson case, which Sir Peter Bottomley discussed in lear essay, the Commons on December 20 last year. The leasehold game is good college, weighted against ordinary home-owning leaseholders, who aren’t professional players. LKP was set up to redress the english lit, balance, to help you win your disputes or at least avoid disasters. If you have a leasehold problem, you can email sok@leaseholdknowledge or take a chance on calling 07808 328 230. The following advertisements are from firms that seek business from leaseholders.
Click on the logos for company profiles. Lease extension / enfranchisement. Big managing agents are big because they have got business from developers or large-scale freehold owing companies. Writing Good Essays! Doubtless they are very obliging. Not a single one is big through consumer choice.
Managing agents accredited to LKP want business from leaseholders. Many are former leaseholders. All have signed undertakings of good practice and have provided extensive references … from leaseholders. They can also hand-hold leaseholders through right to paper on neurofibromatosis manage at minimal cost. Contact Sebastian O’Kelly at writing LKP for essay relationship love, further details: email@example.com, 07808 328 230. Please click on logos for link and writing good details.
I read the Commons library briefing with now essential cynicism. There is writing, a gulf between the reality of leasehold and the theory, that will be bridged only when vested interests that infect Parliament are exposed (a country with an writing, un-elected chamber of Lords in the 21st century is hardly a reforming beacon). I read here again of on creative writing gcse all the ‘rights’ and ‘balances’ of the writing essays college, existing regime, and wonder where this regulated world exists except in the Commons library and essay introduction the minds of parliamentarians? If any government had seriously wanted to reform leasehold it would have occurred by now. The most recent opportunity was presented in the Housing and Planning Bill 2015-16.
Knocking back yet another amendment:- “Minister, Marcus Jones, responded for college, the Government: The Parliamentary Under-Secretary of State for Communities and Local Government (Mr Marcus Jones): New clause 13 seeks to replace long residential leasehold with commonhold. As hon. Members know, leasehold is a long established way of owning property, supported by a framework of rights and protections that aims to deliver the essay love, appropriate balance between providing leaseholders with the rights and protections that they need and recognising the legitimate interest of landlords.” Page 38. It may be long established, but it is most certainly not supported by an EFFECTIVE framework of rights and protections. And what, pray, is the ‘legitimate’ interest of landlords? The term itself is a confidence trick. Landlords invest in their premises and keep them in repair. Landlords in leasehold are investors and writing spend nothing on their premises. Thesis Prize! Yet every aspect of law is designed to assist them to make more profit. Why are they called ‘landlords’ and writing good essays college not freehold investors?
Words matter. “There are also approved Codes of paper on neurofibromatosis Practice to which agents operating in this sector (in England) are expected to adhere..” Yes, ‘codes’ and ‘expectations’ there may be, but no come back if ignored. The government refuses, backed by courts, to place any real burden on landlords and agents. As for Commonhold: “The September 2000 issue of good essays Lovells’ property newsletter identified the following perceived advantages of lit commonhold:
Commonhold will address the problem of lessees being beholden to an absentee landlord who cannot be bothered to carry out building maintenance and writing good management, or who is more interested in trying to make a profit at their expense. Prize! Commonhold will also remove the problem of leasehold property being a wasting asset. Good Essays! Commonholders will each have a perpetual interest, effectively akin to a freehold, in their individual unit.” Page 36. That was seventeen years ago. Just one view, true. But one of thorne thesis prize many. What was the government response in 2015? “The Minister of State, Ministry of Justice (Lord Faulks) (Con): My Lords, the Commonhold and good essays college Leasehold Reform Act 2002 introduced commonhold ownership and made numerous reforms to long leasehold law. Although the coursework english lit, Government monitor the take-up of essays college commonhold and continue to respond to concerns about the working of leasehold legislation, they have no current plans to carry out a formal review of the Act.” Page 39. Quite.
It is not as if they don’t know. Informative article thank you. English Lit! Why are leaseholders being told that they can buy the freehold within two years? Why not being offered to buy it straight away? The people who live in a house (people who thought they bought ) should be able to own the ‘ land. ‘ not the developers selling the freehold, to writing good college god only lear essay, knows who. I also thought Id be able to buy my share of freehold in a few years. Never happened and after years of harassment and mismanagement by the freeholder I am the one who had to go.. Yes, as I understand it – open to rebuttal – the essays, right to enfranchise flats collectively has no two year limit? – that is for lease extensions. If so, you’d think houses would be the same. But then again, these house developers sell on the freehold even before they issue the leases.
Don’t no matter whether you had two weeks to wait or two years in that case. Enfranchisement could be made a great deal easier and could be structured to get rid of anne thesis prize solicitors and good valuers fees in the process which the lessee has to writing gcse pay for themselves and the landlord. I would suggest for all properties other then in the highest council tax band that the capitalisation rate and assumed inflation rate are prescribed by statutory instrument from time to time . Relativity for all leases at 60 years and above is again prescribed possibly regionalised. The value of the property would be based on good college the council tax banding and for each council a figure for the property will be derivived solely from the council tax banding so say Band C in Bromley would equal ?320k. Then all that need be done is to love input the writing college, variables in a model and the premium calculated.
This is then served on the landlord and the premium paid into possibly the essay, Land Registry and if the landlord agrees then the premium is writing good essays, paid to the landlord -if not it gies to appeal and whoever loses pays the othersides costs. I think you will be surprised at how many surveyors and solicitors specialising in elaborations essays in practical, such a process will throw up all sorts of objections even those who purport to operate solely for leaseholders. No solicitirs costs no valuers costs no mirtgagees consent required as it can o ky benefit them. They certainly need to reform the sleight of hand of lease extensions. Reading, as you do, Upper Tribunal cases such as ELMBIRCH PROPERTIES PLC  UKUT 0314 (LC) concerning the tortuous hypothetical valuation of good essays college a lease extension. One result of the Mundy case is relationship love, how it frees up valuers to make judgments on real world ‘comparables’. The idea seems sound. Find a comparable sale or two and bring the sale price(s) forward to the date of writing good this valuation using the local UKHPI index for relationship, sales of flats and maisonettes: % increase = ((Index now/Index then)-1)*100. Comparable flat sold for ?100K when local index was 80.8, index now 90.2:- ?100K + (?100k * 11.63%) = ?111,634.
What can go wrong? Well, let’s say two comparable flats sold a few years’ apart: First sells for good, ?100K when local index is 119.07. Second sells for coursework english, ?95K when local index is 102.56. The HPI local index at good college our date of valuation is 115.07 (splitting the previous two):- ?100K + (?100K * -3.36%) = ?96,640.
?95K + (?95K * 12.2%) = ?106,590. So…the flat that sold for ?5K more would have, if sold at the date of our valuation, sold for ?10K less? But wait, how did RPI (not the paper, same as HPI) operate between the two real sales and our theoretical valuation? As I’m using real world HPI indices, I can use real world RPI indices: Flat one sold when the RPI index was 198.10. Flat two sold when the RPI index was 213.70. The RPI index at the date of valuation was 263.10. So RPI followed a constant upward trend, no ups or downs.
The first sale (?100K) if sold for writing essays college, the same value at our date of valuation would have cost: ?100K + (?100K * 32.81%) = ?132,812. The second sale (?95K) if sold for the same value at our date of valuation would have cost: ?95K + (?95K * 23.12%) = ?116.961. The flat that originally sold in the real world for patriotic elaborations essays in practical, ?5K more actually cost, after inflation to the date of our valuation, ?15,851 more not ?10K less. The case mentioned above (para 39 -51) is an example where the good, court uses local sales indices this way, and only worries if the ‘all property’ index is used instead of tips flats and maisonettes. No cross check with RPI in the same period.
Can you really bring forward real world sales like this? It all seems smoke and college mirrors. Am I missing something? Dear paddy, I honestly believe that “suggestions ” put forward by Stephen are nothing more than boondoggle. You are missing nothing and it is all “smoke and writing mirrors”. If you are not familiar with The workings of the 1993 Act it must at writing first seem daunting and lit cause an writing essays college, initial reaction of lear essay “boondoggle” the government I am sure will be looking for various suggestions and ideas and good essays college careful thought as to how to address the various parties interest – including amongst other human rights etc – I am trying to king introduction put forward ideas to address the concerns of BOTH parties. One of the factors that makes lease extensions expensive in terms of professional fees they have to pay is trying to establish what a flat is worth. I am suggesting that for modest properties where the lease term is in excess of 60 years that the council tax banding is used. This would enable the whole exercise to be a number crunching exercise based on defined variables. Stephen, you must desist from what I perceive as your patronising tone and faux knowledgeable “suggestions”.
I am fully aware of the good essays college, 1993 Act – googled it ages ago.. did you? It is my belief that you are a PR puff for the ‘Industry’ and patriotic elaborations essays in practical showing your slip in the process. Paddy is unintentionally knocking you into a cocked hat. Let it go. Personally I see no legitimate concerns of both sides, or ‘parity of college arms’, nor any moral conundrum. This is unfettered capitalism versus basic human justice. The leaseholder pays everything and it involves a home not a luxury, which makes it cynical and exploitative. Freehold investors are not landlords. The courts like to coursework lit say they are landlords.
Parliament likes to writing good say they are landlords. This gives them a ‘moral’ status they do not deserve: “The poor landlord invested in their property and these awful tenants are trying to rob them of their human right, blah blah”. Lease extensions are an astonishing con when you study them, and the con is built into the 1993 Act – with clever clauses no doubt added by essay the insiders – which ‘ordinary’ MPs we must hope did not understand (they never do it seems when law involves too much maths) and just followed their whip. Properties and homes sell in a market place. This is where they have a real world value. There is no other value but the writing college, market place. Essays Philosophy! Not until you get to lease valuations. In the real world leaseholds sell without any reference to the ‘small print’ – as the lastest scandals easily prove. Neither buyers or their professionals gave any attention to the small print. They were being sold “virtual freeholds” etc.
But in the theoretical world of lease extensions, all leases sell with the buyer fully aware of the writing good college, lease and the value of the 1993 Act. Every one. So this value has to be deducted before calculating the patriotic elaborations essays in practical, freeholder’s cut. The lower the lease term, the higher the deduction. Courts spend hours on deciding this deduction. Writing Essays! And this remember is separate to giving the freeholder half ‘marriage value’ under 80 years. (Interesting concept in itself – the freeholder being entitled to half the ‘uplift’ caused by the leaseholder paying for an extension, whereas all that is happening is the anne, lease is being reset to the value the freeholder made a huge profit on at the outset!) . Leasehold is the gift that just goes on giving. Once you have driven the existing value down below its real world value, the next step is to hike the uplifted value by adding back in the freehold percentage. The theory is the essays, freeholder gains possession of a freehold reversion. Despite the fact he already owns the blessed freehold, the court gives him another percentage hike on tips on creative gcse top of the extended valuation! Bear in mind he has already got his reversion value and the ground rent capitalisation.
This is an arbitrary extra slice of the cake below 80 years (which gives the leaseholder merely 19 years marriage free on a 99 year lease). Of course, freeholders get to write their own leases (contra proferentem) to suit themselves. Notice there is no ‘Model Lease’ after all these years? Why not, you might ask. The Companies Act 2006 imposed its clauses over existing company articles, but apparently leases cannot be overridden? Funny that. The 1993 Act ensures that the freeholder wins big time. Informal leases are not pushed because formal ones aren’t very lucrative, just rather less lucrative. It is when you read a court saying: “the sale which the statute requires must be assumed is not one encountered in reality.”
That tells you all you need to essays know about the thorne thesis, motives behind the law. College! Squeeze every drop. In reality a lease can sell randomly priced. Essay Introduction! Nothing to do with its term or even the indices. Local indices are anyway averages, which means a glut of new leases selling will slant the average as will a glut of old ones. Anyone half familiar with maths knows the good, truth of ‘lies, damned lies and statistics”.
You can add averages to that. One bloke worth a million will turn the average income of english nine paupers plus himself into writing good ?100K. I wouldn’t trust any law that works on tips gcse this basis. Not if passed by ‘Lords’. Excellent post Paddy, It is crystal clear and good shows the boondoggle contained in the 1993 act. In days of yore leaseholders would have thought Stephens “suggestions” had merit and were reasonable……. well Leaseholders have woken up and the party is essay relationship love, over for the Spivs in the property businesss. Leasehold reform says. Excellent points!
I also thought it ridiculous that the term “landlord” is good college, used for the freeholder investor. I never referred to lear essay introduction it as such myself., but the courts do. What “landlord’? What exactly do they offer to the land? Our scammy lot bought the writing, freehold at an auction, circumventing the various notices and they somehow manage to “lord” it over us! Leaseholders need to invest in their own freehold ending the elaborations essays, misery. Writing Good Essays! Freeholders who feel hard done by, can invest in renewable energy and find something useful to do, with all the money they have amassed through milking the leaseholders and clever tax dodging.. (Sorry I meant smart asset management) I was left completely in the dark as to coursework lit what the writing good, valuer thought my flat was worth when I extended iunder the patriotic elaborations essays in practical philosophy, 1993 act. In fact I paid more for the lease extension than my sister did to good buy the freehold of her house only 4 doors away and with the same number of years remaining on the lease. The trouble is anne thorne thesis, there is no transparency in leasehold, If I get my car serviced I get an itemised bill listing the costs of parts and labour, but pay ?9500 for a lease extension and I can’t see exactly how the writing essays college, final figure is calculated , in particular what they consider the value of patriotic elaborations philosophy my flat to college be.
As I’ve said before if leasehold can be abolished in other parts of the U.K then why not England and Wales. Assuming you appointed a valuer to essay love act for you, you have every right to see the value ascribed to writing college your property in the valuation exercise and indeed how the figure was calculated. Not surprised, mind. I was reading an Upper Tribunal case t’other day where two professional valuers – the leaseholder pays for both naturally – came up with valuations ?100,000 apart and relationship love neither matched what the essays, tribunal decided. There again, you also read of the UT criticising the first tier panel for making basic errors in their valuation maths too. It is all a game, and guess who pays. Getting a lease extension should be as APPG says a simple formula that does not require tribunals and Grade A fee earners and relationship love valuers. The principle should not be: ‘let’s see how much more we can milk out the leaseholder.’ Funny thing, the leaseholder must make a ‘realistic’ offer. The freeholder can counter with any old nonsense figure to keep the game afoot and scare the bewhatsits out of the leaseholder into essays an informal deal. No comeback.
Win win. When you read the coursework, 1993 Act, it’s written as if the legislators felt the law they were passing was unfair on landlords. I suspect quite a lot did think this (especially in the Other Gaff) because they were/remain freehold investors. Turned the ‘right’ into just one more nice little earner. Did I mention I am rather a cynic? Leasehold reform says. When they passed the 1993 act, they left so many (loop)holes, it should be renamed the Swiss cheese act. The Havana cigar Is awarded to Paddy!!#129351;#127941;#127942;. Stephen may I make a “Suggestion”?
Give it up sweepea, you are busted. Your ‘fine words ‘ seem to good essays college be buttering no parsnips. You have got to realise when to exit- stage left if you please. In answer to Stephen, no, I did not appoint a valuer, everything was done through my solicitor. After all you put your trust in them, they are the experts, they are there to tell you your rights and explain everything.. Elaborations Essays In Practical! However I don’t see why this should make a difference, I should have still been entitled to see what the valuer decided my property was worth. All I was given was an writing good essays college, “”offer” which I went with because at the end of the essay, day to challenge it would have cost even more in good college, fees. As the leaseholder you are in thorne, a no win situation.
I find the treatment you received on the face of it very poor. From what you have said your solicitor approached the freeholder and negotiated terms which were put to you which you accepted. I would have thought unless your solicitor is suitable qualified as a valuer he was acting outside his remit. I would suggest you ask to writing see a copy of your file. What was the value of your flat with a long lease. What was the prize, term remaining and the ground rent payable and its review pattern. And finally what premium and terms were agreed going forward. I urge all ‘FLAT’ Leaseholders to write to Sajid Javid requesting that he includes our concerns and takes on board our suggestions for writing good essays, a root and branch reform of the flat leasehold racket! The consultation began on 25 th July and is due to run for 8 weeks. It is imperative he hears our voice- particular issues I wish to be addressed are,REMOVAL OF LEASEHOLD FORFEITURE , STRICT REGULATION OF MANAGING AGENTS etc……… This is an opportunity for we Flat Leaseholders to effect change.
We are many they are few- Let us take a leaf out of the ‘NLC ‘s book and fight for fairness. ‘If you snooze you lose’. Albert Cunningham says. After reading all of the above, much of which I have struggled to grasp and after several reruns, some I still cannot. Is there a book which explains why freeholds leaseholds are so complex? Anyone? When my wife and I decided the time to king essay introduction downsize from writing, our freehold detached property in readiness for life in patriotic elaborations philosophy, retirement on a pension, we looked at what that figure might be and concluded that it would not be enough. We invested in a buy to let flat to bolster our income, and a second flat in writing good essays college, which to live. In both instances we own a share of the freehold.
I had no idea that I had also purchased such a complex set of circumstances in each property.. King Essay! Nor did I appreciate just how great the adjustment to our new circumstances would be. Ten years on I find myself still trying to understand certain issues. Writing Good Essays! Our home has a 999 year lease and research paper on neurofibromatosis presumably should not present a problem for my children in selling. The buy to writing essays college let unit has 69 years remaining on gcse the lease and writing essays I have recently received a letter from our management company enquiring if I would like to thorne extend it at a cost of writing essays about ?700.00. There are 15 flats in a compact complex, the charge is offered per flat.
What puzzles me is elaborations essays in practical philosophy, why, given that I am a part owner of the freehold and a leaseholder, why is writing essays college, it necessary? Surely just an addendum to the lease duly authorised and signed by lear essay introduction all freeholders authorising indefinite extension should suffice. What’s the probability that government leasehold statistics are still useless? The government has just released another set of statistics on what they claim is the number of leasheold homes in England. The numbers are wrong and the Secretary of State and the Housing Minister should be asking, how on earth are they meant to develop housing policy when their civil servants still don’t know the 
Pensioner paid ?38,000 for Taylor Wimpey freehold to ground rent speculators E#038;J Capital Partners. (… and he paid another ?4,000 in fees) A 79-year-old pensioner in Clitheroe paid ?38,000 to buy the freehold to his Taylor Wimpey leasehold house to good ground rent speculators EJ Capital Partners. He also paid out another ?4,000 in legal and other fees: his own, and EJ’s. Now he has been told by Taylor Wimpey  Parliamentary group for leasehold and commonhold reform now has 116 members. Current number of king essay introduction members 116 + 5 friends Updates this month: 01/09/17 Viscount Astor joined as the 100th member of the group 01/09/17 Sir Vince Cable MP for Twickenham and Lib Dem Leader joined 01/09/17 Nick Brown MP for writing, Newcastle East joined 01/09/17 Bob Niel MP for Bromley Chislehurst joined 01/09/17 Dan Carden MP  MPs tell government consultation: End leasehold houses. Scrap new ground rents.
Ignore pleas for self-regulation. Research! Ban Help To Buy on rip-off leaseholds. Self-regulation and codes of conduct have failed. Bring in commonhold and end the leasehold rip-offs. APPG pays “public tribute” to the work of LKP in essays, revealing these abuses “LKP have helped hundreds of leaseholders keep their homes and continue to do so with very limited resources,” it says.
Leasehold Sector ‘cannot be trusted’ All Party  Ground rent speculator in leasehold homes laments losses in FT. One does not wish to be unfeeling … but you would need a heart of stone not to laugh at the misery of ground rent punter David Stevenson in the FT (given the litany of miseries faced by leaseholders in terms of ground rents, permission fees, threats of forfeiture, David and Goliath battles in the  BBC Radio Manchester wades into the leasehold houses scandal. Excellent case studies and another disastrous public airing of Taylor Wimpey’s woes on BBC Radio Manchester earlier this week.
Doubling ground rents, lucrative “permission” fees from freeholders and management charges for common parts to estates are all covered. The interviews are in tips on creative gcse, two places: 7am-7.30am and writing essays 8am-8.30am Changes in Manchester, Alison Butterworth and Phil Trow  Civil Justice Council says don’t ban leasehold houses. Civil Justice Council The CJC is an patriotic elaborations in practical philosophy, Advisory Public Body which was established under the writing good essays college, Civil Procedure Act 1997 with responsibility for overseeing and co-ordinating the anne thorne thesis, modernisation of the civil justice system. We meet at least three times a year to discuss and agree formal responses to consultation papers. The Civil Justice Council, an advisory  Countdown to writing essays college take part in Sajid Javid’s consultation.
Leaseholders have until 11pm tomorrow to participate in the Sajid Javid’s consultation into thorne thesis prize leasehold system. This is the best chance leaseholders have had to make changes to leasehold law since the 1990s. All leaseholders should respond. So far, only 3,000 have done so. Good! You can respond here: Tackling unfair practices in the leasehold market  Has Taylor Wimpey done just enough to avoid being successfully sued?
Taylor Wimpey’s deal with Adriatic Land to vary doubling ground rents to those linked with RPI are the minimum it could do to prevent being sued. Extending the deal even to those who have bought these leases on resale – ie not directly from Taylor Wimpey – covers that issue as well. But one hitch  LKP lunch-time Friday lecture: How we made 2.1 million homes appear. At 1pm on elaborations essays Friday, LKP trustees Martin Boyd and Sebastian O’Kelly will be presenting a talk at good the Open Data Institute, to which we are affiliated. We’ll explain how everyone in government and on creative the leasehold sector had been using the good essays college, wrong information for decades. The talk will be broadcast live here: You can also come 
Taylor Wimpey and Long Harbour deal to defuse toxic lease scandal … after 11 months! Taylor Wimpey and the anonymous speculators in the Long Harbour ground rent fund have agreed to vary double ground rent leases to ones linked to RPI, it was announced this afternoon. The announcement comes 11 months after LKP managed to get this issue to national attention. Coursework English! The deal has been extended by Long Harbour, whose  APPG tells MPs: Ban ground rents. Introduce commonhold. Writing Essays! Summons housebuilders to select committee. End rip-off ‘fleasehold’ permission fees on managed estates. Ground rents should simply be banned; commonhold introduced and made compulsory; developers should be summoned for ‘Philip Green’ shaming by select committees; and in practical rip-off ‘fleasehold’ permission fees should be ended. These were issues discussed at a standing-room only meeting of All Party Parliamentary Group on leasehold and commonhold on Monday, that attracted more than 100 
Sector foxes warn that changing leasehold will be ‘dangerous’. But for whom? The government now understands something that LKP has been saying for years: leasehold is writing good, a deeply flawed system. It is anne, also a critical and good essays growing part of the housing market in England and Wales. The Housing White Paper entitled “Fixing our broken housing market” launched in February 2017 made this very clear. This has come  MailOnline forensically examines Taylor Wimpey couple stuck in leasehold house with ?590pa to Adriatic Land. MailOnline features a couple who bought a ?150,000 house off Taylor Wimpey who were promised the freehold at paper on neurofibromatosis ten times the writing good college, ?295 annual ground rent.
But now the price has soared and Andrea, 35, and Roi Millward, 30, at Speakman Gardens, Prescot, Merseyside, cannot afford the freehold. Thorne Prize! Evidence provided by MailOnline indicates an error may  BetterRetirementHousing.com reports retirement resale disasters. Good! On BBCR4 MoneyBox today. BetterRetirementHousing.com reports the dismal state of english retirement housing resales today, which has been taken up by BBC R4 MoneyBox. In addition, the Elderly Accommodation Counsel, which provides a database of writing essays college retirement sites around the essay relationship love, country, claims half retirement housing sells at a loss on resale. The issue was prompted by the dismal resale figures at  McCarthy and Stone says ground rents essential, but why sell freeholds to murky Adriatic Land? BetterRetirementHousing.com has found that McCarthy and Stone is selling retirement freeholds to Adriatic Land, whose beneficial owners remain hidden. Adriatic Land freehold owning companies, which are managed by Will Astor’s Long Harbour fund, have nominee directors from the Sanne Group, based in Jersey. Pensioners in retirement sites – and any other leaseholder for that matter 
Ground Rents Income Fund plc offers help to leaseholders … in order to keep this grisly show on the road. The publicly quoted Ground Rents Income Fund plc says it will help some leaseholders with doubling ground rents. The initiative is a desperate effort to get government off its back and to ensure speculation in essays, the freeholds of ordinary people’s homes can continue. Its statement is english lit, here 11 per essays college cent of the fund, which has  The Property Ombudsman fines agent for selling house as ‘virtually freehold’. (Don’t worry ARMA members: it was only ?200) Annual Report: freehold vs. leasehold Whose responsibility is it anyway? This case summary looks at a tenure dispute – find out more about the prize, complaint and writing good the Ombudsman’s ruling after the agent claimed long leaseholds amounted to ‘the same thing’ as freehold. The buyer in this case explained that they told the agent that they 
More farce than Blackadder’s court martial: ARMA claims its regulator ‘retired’ Self-regulation has failed at essay both ARMA and RICS ARMA has responded to writing Sally Keeble’s statement that she resigned owing to interference in her regulator’s role by declaring that the post was ‘retired’ instead. Further, ARMA says that the decision arose because ARMA only receives around eight complaints a year. It is patriotic elaborations essays philosophy, astonishing that ARMA is  ARMA regulator Sally Keeble outlines five areas where statutory regulation is needed in leasehold.
The former ARMA regulator Sally Keeble, who resigned her post last month claiming unacceptable interference in her independent role, outlines for LKP five areas where statutory regulation in leasehold is required. The full reasons for college, her resignation are given here In her article below, it is research, clear that Mrs Keeble – a Labour MP for  Copyright #x000A9; 2017 Leasehold Knowledge Partnership.
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